Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MATTOON — 2013
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MATTOON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,259,000 | 88,017,000 | 86,835,000 | 87,150,000 |
| Total loans | 31,934,000 | 34,553,000 | 35,167,000 | 37,246,000 |
| Allowance for loan losses | 303,000 | 306,000 | 347,000 | 339,000 |
| Securities available for sale | 32,858,000 | 31,417,000 | 31,362,000 | 30,771,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,347,000 | 62,838,000 | 61,748,000 | 62,151,000 |
| Interest-bearing deposits | 60,827,000 | 59,958,000 | 58,874,000 | 59,174,000 |
| Noninterest-bearing deposits | 2,520,000 | 2,880,000 | 2,874,000 | 2,977,000 |
| Equity capital | 24,875,000 | 24,459,000 | 24,435,000 | 24,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 688,000 | 1,329,000 | 2,052,000 | 2,754,000 |
| Interest expense | 83,000 | 160,000 | 232,000 | 307,000 |
| Net interest income | 605,000 | 1,169,000 | 1,820,000 | 2,447,000 |
| Noninterest income | 59,000 | 137,000 | 177,000 | 229,000 |
| Noninterest expense | 503,000 | 1,003,000 | 1,490,000 | 2,059,000 |
| Provision for loan losses | 3,000 | 6,000 | 54,000 | 60,000 |
| Pretax income | 182,000 | 321,000 | 539,000 | 643,000 |
| Income tax | 56,000 | 101,000 | 167,000 | 178,000 |
| Net income | 126,000 | 220,000 | 372,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,783,000 | 23,873,000 | 24,020,000 | 24,113,000 |
| Total capital | 24,086,000 | 24,179,000 | 24,367,000 | 24,453,000 |
| Risk-weighted assets | 29,279,000 | 33,175,000 | 34,070,000 | 35,910,000 |