Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MATTOON — 2012
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF MATTOON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 90,392,000 | 89,754,000 | 89,002,000 | 89,438,000 |
| Total loans | 31,894,000 | 31,570,000 | 31,739,000 | 33,343,000 |
| Allowance for loan losses | 284,000 | 290,000 | 285,000 | 300,000 |
| Securities available for sale | 38,583,000 | 34,034,000 | 32,398,000 | 31,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,793,000 | 63,866,000 | 62,879,000 | 63,449,000 |
| Interest-bearing deposits | 62,766,000 | 61,499,000 | 60,812,000 | 60,873,000 |
| Noninterest-bearing deposits | 2,027,000 | 2,367,000 | 2,067,000 | 2,576,000 |
| Equity capital | 24,492,000 | 24,721,000 | 24,909,000 | 24,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,479,000 | 2,186,000 | 2,882,000 |
| Interest expense | 123,000 | 244,000 | 355,000 | 456,000 |
| Net interest income | 617,000 | 1,235,000 | 1,831,000 | 2,426,000 |
| Noninterest income | 53,000 | 111,000 | 173,000 | 273,000 |
| Noninterest expense | 504,000 | 984,000 | 1,448,000 | 2,019,000 |
| Provision for loan losses | 3,000 | 9,000 | 18,000 | 33,000 |
| Pretax income | 165,000 | 362,000 | 550,000 | 659,000 |
| Income tax | 36,000 | 83,000 | 125,000 | 150,000 |
| Net income | 129,000 | 279,000 | 425,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,163,000 | 23,429,000 | 23,574,000 | 23,657,000 |
| Total capital | 23,447,000 | 23,718,000 | 23,859,000 | 23,957,000 |
| Risk-weighted assets | 31,751,000 | 30,638,000 | 29,959,000 | 30,072,000 |