Call report 2025Q4
RAYNE BUILDING & LOAN ASSOCIATION — 2025Q4
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,393,000 | USD | evidence → |
| Total loans | 25,675,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 13,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,192,000 | USD | evidence → |
| Interest-bearing deposits | 37,075,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,000 | USD | evidence → |
| Equity capital | 14,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,259,000 | USD | evidence → |
| Interest expense | 1,047,000 | USD | evidence → |
| Net interest income | 1,212,000 | USD | evidence → |
| Noninterest income | 401,000 | USD | evidence → |
| Noninterest expense | 1,593,000 | USD | evidence → |
| Provision for loan losses | -40,000 | USD | evidence → |
| Pretax income | 354,000 | USD | evidence → |
| Income tax | -70,000 | USD | evidence → |
| Net income | 424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,293,000 | USD | evidence → |