Call report 2023Q4
RAYNE BUILDING & LOAN ASSOCIATION — 2023Q4
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,027,000 | USD | evidence → |
| Total loans | 29,857,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 18,160,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,624,000 | USD | evidence → |
| Interest-bearing deposits | 41,564,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,000 | USD | evidence → |
| Equity capital | 13,693,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,108,000 | USD | evidence → |
| Interest expense | 903,000 | USD | evidence → |
| Net interest income | 1,205,000 | USD | evidence → |
| Noninterest income | 337,000 | USD | evidence → |
| Noninterest expense | 1,527,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -1,400,000 | USD | evidence → |
| Income tax | -301,000 | USD | evidence → |
| Net income | -1,099,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,100,000 | USD | evidence → |