Call report 2020Q4
RAYNE BUILDING & LOAN ASSOCIATION — 2020Q4
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,147,000 | USD | evidence → |
| Total loans | 23,126,000 | USD | evidence → |
| Allowance for loan losses | 300,000 | USD | evidence → |
| Securities available for sale | 23,545,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 41,335,000 | USD | evidence → |
| Interest-bearing deposits | 41,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 110,000 | USD | evidence → |
| Equity capital | 16,275,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,141,000 | USD | evidence → |
| Interest expense | 506,000 | USD | evidence → |
| Net interest income | 1,635,000 | USD | evidence → |
| Noninterest income | 572,000 | USD | evidence → |
| Noninterest expense | 1,539,000 | USD | evidence → |
| Provision for loan losses | 56,000 | USD | evidence → |
| Pretax income | 472,000 | USD | evidence → |
| Income tax | 61,000 | USD | evidence → |
| Net income | 411,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,677,000 | USD | evidence → |