Call report 2014Q4
RAYNE BUILDING & LOAN ASSOCIATION — 2014Q4
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,661,000 | USD | evidence → |
| Total loans | 20,505,000 | USD | evidence → |
| Allowance for loan losses | 250,000 | USD | evidence → |
| Securities available for sale | 35,859,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 51,537,000 | USD | evidence → |
| Interest-bearing deposits | 51,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 104,000 | USD | evidence → |
| Equity capital | 13,568,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,361,000 | USD | evidence → |
| Interest expense | 437,000 | USD | evidence → |
| Net interest income | 1,924,000 | USD | evidence → |
| Noninterest income | 181,000 | USD | evidence → |
| Noninterest expense | 1,294,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 811,000 | USD | evidence → |
| Income tax | 179,000 | USD | evidence → |
| Net income | 632,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,771,000 | USD | evidence → |
| Total capital | 13,108,000 | USD | evidence → |
| Risk-weighted assets | 20,588,000 | USD | evidence → |