Call report 2012Q2
RAYNE BUILDING & LOAN ASSOCIATION — 2012Q2
The 22 measures RAYNE BUILDING & LOAN ASSOCIATION reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,781,000 | USD | evidence → |
| Total loans | 24,502,000 | USD | evidence → |
| Allowance for loan losses | 250,000 | USD | evidence → |
| Securities available for sale | 29,342,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 52,942,000 | USD | evidence → |
| Interest-bearing deposits | 52,830,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,000 | USD | evidence → |
| Equity capital | 12,043,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,464,000 | USD | evidence → |
| Interest expense | 362,000 | USD | evidence → |
| Net interest income | 1,102,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 626,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 584,000 | USD | evidence → |
| Income tax | 161,000 | USD | evidence → |
| Net income | 423,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,949,000 | USD | evidence → |
| Total capital | 11,231,000 | USD | evidence → |
| Risk-weighted assets | 20,876,000 | USD | evidence → |