Call reports 2004
STEBBINS NATIONAL BANK — 2004
What STEBBINS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 |
|---|---|
| Total assets | 28,243,000 |
| Total loans | 12,634,000 |
| Allowance for loan losses | 254,000 |
| Securities available for sale | 10,318,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 24,895,000 |
| Interest-bearing deposits | 20,605,000 |
| Noninterest-bearing deposits | 4,290,000 |
| Equity capital | 3,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 |
|---|---|
| Interest income | 275,000 |
| Interest expense | 38,000 |
| Net interest income | 237,000 |
| Noninterest income | 29,000 |
| Noninterest expense | 276,000 |
| Provision for loan losses | 0 |
| Pretax income | -10,000 |
| Income tax | 0 |
| Net income | -10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 |
|---|---|
| Tier 1 capital | 3,279,000 |
| Total capital | 3,460,000 |
| Risk-weighted assets | 14,422,000 |