Call reports 2001
STEBBINS NATIONAL BANK — 2001
What STEBBINS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,799,000 | 27,100,000 | 27,627,000 | 28,006,000 |
| Total loans | 16,338,000 | 15,970,000 | 15,598,000 | 15,398,000 |
| Allowance for loan losses | 587,000 | 472,000 | 446,000 | 376,000 |
| Securities available for sale | 5,601,000 | 5,605,000 | 5,589,000 | 6,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,352,000 | 23,623,000 | 24,117,000 | 24,849,000 |
| Interest-bearing deposits | 20,140,000 | 20,330,000 | 20,370,000 | 20,840,000 |
| Noninterest-bearing deposits | 3,212,000 | 3,293,000 | 3,747,000 | 4,009,000 |
| Equity capital | 3,395,000 | 3,436,000 | 3,468,000 | 3,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 935,000 | 1,387,000 | 1,796,000 |
| Interest expense | 180,000 | 354,000 | 524,000 | 653,000 |
| Net interest income | 305,000 | 581,000 | 863,000 | 1,143,000 |
| Noninterest income | 28,000 | 91,000 | 116,000 | 148,000 |
| Noninterest expense | 256,000 | 531,000 | 818,000 | 1,171,000 |
| Provision for loan losses | 137,000 | 162,000 | 174,000 | 174,000 |
| Pretax income | -60,000 | -21,000 | -13,000 | -54,000 |
| Income tax | 0 | 0 | 0 | -19,000 |
| Net income | -60,000 | -21,000 | -13,000 | -35,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,313,000 | 3,352,000 | 3,360,000 | 3,049,000 |
| Total capital | 3,540,000 | 3,575,000 | 3,581,000 | 3,266,000 |
| Risk-weighted assets | 17,822,000 | 17,574,000 | 17,473,000 | 17,262,000 |