Call reports 2026
FNB COMMUNITY BANK,THE — 2026
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 492,423,000 | 498,909,000 |
| Total loans | 301,021,000 | 309,271,000 |
| Allowance for loan losses | 3,431,000 | 3,540,000 |
| Securities available for sale | 156,439,000 | 153,611,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 433,356,000 | 423,124,000 |
| Interest-bearing deposits | 353,024,000 | 344,482,000 |
| Noninterest-bearing deposits | 80,332,000 | 78,642,000 |
| Equity capital | 48,976,000 | 49,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,754,000 | 11,779,000 |
| Interest expense | 1,654,000 | 3,296,000 |
| Net interest income | 4,100,000 | 8,483,000 |
| Noninterest income | 882,000 | 2,002,000 |
| Noninterest expense | 3,089,000 | 6,180,000 |
| Provision for loan losses | 50,000 | 190,000 |
| Pretax income | 1,843,000 | 4,115,000 |
| Income tax | 448,000 | 923,000 |
| Net income | 1,395,000 | 3,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 60,568,000 | 62,177,000 |
| Total capital | 64,094,000 | 65,812,000 |
| Risk-weighted assets | 344,955,000 | 349,227,000 |