Call reports 2025
FNB COMMUNITY BANK,THE — 2025
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 474,814,000 | 486,080,000 | 483,608,000 | 493,982,000 |
| Total loans | 263,583,000 | 267,819,000 | 275,203,000 | 296,760,000 |
| Allowance for loan losses | 3,073,000 | 3,044,000 | 3,133,000 | 3,384,000 |
| Securities available for sale | 162,271,000 | 163,325,000 | 166,102,000 | 159,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,682,000 | 437,935,000 | 430,873,000 | 439,339,000 |
| Interest-bearing deposits | 353,910,000 | 358,102,000 | 354,922,000 | 358,715,000 |
| Noninterest-bearing deposits | 72,772,000 | 79,833,000 | 75,951,000 | 80,624,000 |
| Equity capital | 41,724,000 | 41,768,000 | 46,197,000 | 47,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,132,000 | 10,584,000 | 16,140,000 | 21,955,000 |
| Interest expense | 1,755,000 | 3,474,000 | 5,182,000 | 6,914,000 |
| Net interest income | 3,377,000 | 7,110,000 | 10,958,000 | 15,041,000 |
| Noninterest income | 760,000 | 1,761,000 | 2,525,000 | 3,354,000 |
| Noninterest expense | 2,888,000 | 5,654,000 | 8,661,000 | 11,550,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 315,000 |
| Pretax income | 923,000 | 2,877,000 | 4,407,000 | 6,093,000 |
| Income tax | 197,000 | 669,000 | 1,031,000 | 1,398,000 |
| Net income | 726,000 | 2,208,000 | 3,376,000 | 4,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,995,000 | 57,952,000 | 58,922,000 | 59,678,000 |
| Total capital | 60,149,000 | 61,091,000 | 62,150,000 | 63,157,000 |
| Risk-weighted assets | 311,559,000 | 319,427,000 | 324,698,000 | 341,699,000 |