Call reports 2024
FNB COMMUNITY BANK,THE — 2024
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 478,938,000 | 478,939,000 | 476,330,000 | 469,275,000 |
| Total loans | 247,747,000 | 252,988,000 | 257,573,000 | 265,037,000 |
| Allowance for loan losses | 2,896,000 | 2,944,000 | 3,012,000 | 3,072,000 |
| Securities available for sale | 186,051,000 | 180,589,000 | 182,424,000 | 168,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,888,000 | 421,025,000 | 414,302,000 | 416,649,000 |
| Interest-bearing deposits | 336,229,000 | 343,937,000 | 343,382,000 | 341,752,000 |
| Noninterest-bearing deposits | 75,659,000 | 77,088,000 | 70,920,000 | 74,897,000 |
| Equity capital | 38,132,000 | 38,957,000 | 43,398,000 | 39,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,842,000 | 9,810,000 | 14,827,000 | 20,008,000 |
| Interest expense | 1,941,000 | 3,988,000 | 5,999,000 | 8,003,000 |
| Net interest income | 2,901,000 | 5,822,000 | 8,828,000 | 12,005,000 |
| Noninterest income | 742,000 | 1,462,000 | 2,189,000 | 3,038,000 |
| Noninterest expense | 2,770,000 | 5,362,000 | 8,121,000 | 10,683,000 |
| Provision for loan losses | 0 | 50,000 | 118,000 | 195,000 |
| Pretax income | 868,000 | 1,833,000 | 2,740,000 | 3,979,000 |
| Income tax | 169,000 | 366,000 | 553,000 | 824,000 |
| Net income | 699,000 | 1,467,000 | 2,187,000 | 3,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,388,000 | 55,819,000 | 56,051,000 | 56,437,000 |
| Total capital | 58,380,000 | 58,857,000 | 59,148,000 | 59,591,000 |
| Risk-weighted assets | 309,792,000 | 309,774,000 | 312,366,000 | 318,841,000 |