Call reports 2023
FNB COMMUNITY BANK,THE — 2023
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 489,724,000 | 475,003,000 | 471,478,000 | 482,892,000 |
| Total loans | 237,512,000 | 235,532,000 | 244,105,000 | 246,990,000 |
| Allowance for loan losses | 2,897,000 | 2,914,000 | 2,912,000 | 2,910,000 |
| Securities available for sale | 204,073,000 | 200,046,000 | 188,102,000 | 194,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 434,927,000 | 418,077,000 | 407,997,000 | 412,280,000 |
| Interest-bearing deposits | 346,589,000 | 336,803,000 | 328,351,000 | 331,262,000 |
| Noninterest-bearing deposits | 88,338,000 | 81,274,000 | 79,646,000 | 81,018,000 |
| Equity capital | 38,084,000 | 37,830,000 | 31,753,000 | 41,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,229,000 | 8,683,000 | 13,198,000 | 17,908,000 |
| Interest expense | 888,000 | 2,035,000 | 3,433,000 | 5,164,000 |
| Net interest income | 3,341,000 | 6,648,000 | 9,765,000 | 12,744,000 |
| Noninterest income | 697,000 | 1,359,000 | 2,177,000 | 2,885,000 |
| Noninterest expense | 2,626,000 | 5,190,000 | 8,015,000 | 10,566,000 |
| Provision for loan losses | 65,000 | 81,000 | 81,000 | 91,000 |
| Pretax income | 1,292,000 | 2,684,000 | 3,745,000 | 4,881,000 |
| Income tax | 268,000 | 572,000 | 777,000 | 1,014,000 |
| Net income | 1,024,000 | 2,112,000 | 2,968,000 | 3,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,596,000 | 56,084,000 | 56,546,000 | 56,995,000 |
| Total capital | 58,493,000 | 58,998,000 | 59,559,000 | 59,996,000 |
| Risk-weighted assets | 308,971,000 | 304,491,000 | 312,538,000 | 309,476,000 |