Call reports 2022
FNB COMMUNITY BANK,THE — 2022
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 483,718,000 | 461,679,000 | 461,517,000 | 473,810,000 |
| Total loans | 205,926,000 | 209,698,000 | 218,958,000 | 229,765,000 |
| Allowance for loan losses | 2,839,000 | 2,840,000 | 2,852,000 | 2,738,000 |
| Securities available for sale | 215,277,000 | 213,811,000 | 206,452,000 | 206,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,762,000 | 417,336,000 | 407,503,000 | 423,946,000 |
| Interest-bearing deposits | 349,180,000 | 341,375,000 | 331,245,000 | 340,345,000 |
| Noninterest-bearing deposits | 78,582,000 | 75,961,000 | 76,258,000 | 83,601,000 |
| Equity capital | 47,792,000 | 36,220,000 | 34,081,000 | 36,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,232,000 | 6,751,000 | 10,483,000 | 14,535,000 |
| Interest expense | 270,000 | 533,000 | 902,000 | 1,446,000 |
| Net interest income | 2,962,000 | 6,218,000 | 9,581,000 | 13,089,000 |
| Noninterest income | 701,000 | 1,376,000 | 2,045,000 | 2,754,000 |
| Noninterest expense | 2,347,000 | 5,005,000 | 7,595,000 | 10,032,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 55,000 |
| Pretax income | 1,316,000 | 2,589,000 | 4,016,000 | 5,756,000 |
| Income tax | 273,000 | 522,000 | 819,000 | 1,210,000 |
| Net income | 1,043,000 | 2,067,000 | 3,197,000 | 4,546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,634,000 | 53,471,000 | 54,367,000 | 55,247,000 |
| Total capital | 55,473,000 | 56,311,000 | 57,219,000 | 57,985,000 |
| Risk-weighted assets | 272,161,000 | 281,234,000 | 292,684,000 | 302,131,000 |