Call reports 2021
FNB COMMUNITY BANK,THE — 2021
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 446,600,000 | 447,371,000 | 438,020,000 | 461,267,000 |
| Total loans | 202,940,000 | 200,626,000 | 202,283,000 | 199,587,000 |
| Allowance for loan losses | 2,880,000 | 2,877,000 | 2,848,000 | 2,848,000 |
| Securities available for sale | 179,516,000 | 194,369,000 | 204,353,000 | 217,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,088,000 | 381,798,000 | 370,925,000 | 395,716,000 |
| Interest-bearing deposits | 308,533,000 | 308,932,000 | 300,320,000 | 323,826,000 |
| Noninterest-bearing deposits | 69,555,000 | 72,866,000 | 70,605,000 | 71,890,000 |
| Equity capital | 54,480,000 | 56,195,000 | 57,680,000 | 56,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,938,000 | 7,639,000 | 10,798,000 | 14,003,000 |
| Interest expense | 328,000 | 632,000 | 923,000 | 1,202,000 |
| Net interest income | 3,610,000 | 7,007,000 | 9,875,000 | 12,801,000 |
| Noninterest income | 731,000 | 1,507,000 | 2,252,000 | 3,012,000 |
| Noninterest expense | 2,163,000 | 4,578,000 | 6,745,000 | 9,220,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 40,000 |
| Pretax income | 2,178,000 | 3,961,000 | 5,315,000 | 6,526,000 |
| Income tax | 508,000 | 912,000 | 1,190,000 | 1,427,000 |
| Net income | 1,670,000 | 3,049,000 | 4,125,000 | 5,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,550,000 | 50,517,000 | 51,368,000 | 51,723,000 |
| Total capital | 52,430,000 | 53,394,000 | 54,216,000 | 54,571,000 |
| Risk-weighted assets | 236,679,000 | 239,448,000 | 253,120,000 | 258,037,000 |