Call reports 2020
FNB COMMUNITY BANK,THE — 2020
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 361,374,000 | 393,556,000 | 395,270,000 | 416,241,000 |
| Total loans | 206,358,000 | 218,114,000 | 215,930,000 | 204,847,000 |
| Allowance for loan losses | 2,175,000 | 2,678,000 | 2,713,000 | 2,879,000 |
| Securities available for sale | 115,352,000 | 127,914,000 | 137,751,000 | 149,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,501,000 | 325,697,000 | 325,652,000 | 345,781,000 |
| Interest-bearing deposits | 254,530,000 | 267,237,000 | 265,768,000 | 281,438,000 |
| Noninterest-bearing deposits | 49,971,000 | 58,460,000 | 59,884,000 | 64,343,000 |
| Equity capital | 48,502,000 | 53,629,000 | 54,977,000 | 55,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,427,000 | 6,785,000 | 10,744,000 | 14,037,000 |
| Interest expense | 477,000 | 931,000 | 1,352,000 | 1,733,000 |
| Net interest income | 2,950,000 | 5,854,000 | 9,392,000 | 12,304,000 |
| Noninterest income | 699,000 | 2,112,000 | 2,241,000 | 3,065,000 |
| Noninterest expense | 2,137,000 | 4,386,000 | 6,518,000 | 8,803,000 |
| Provision for loan losses | 0 | 500,000 | 500,000 | 710,000 |
| Pretax income | 1,526,000 | 3,192,000 | 4,727,000 | 5,977,000 |
| Income tax | 339,000 | 699,000 | 1,020,000 | 1,281,000 |
| Net income | 1,187,000 | 2,493,000 | 3,707,000 | 4,696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,552,000 | 46,709,000 | 47,679,000 | 48,143,000 |
| Total capital | 47,727,000 | 49,387,000 | 50,392,000 | 51,022,000 |
| Risk-weighted assets | 236,594,000 | 251,959,000 | 239,338,000 | 235,047,000 |