Call reports 2019
FNB COMMUNITY BANK,THE — 2019
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 342,032,000 | 339,557,000 | 351,272,000 | 355,622,000 |
| Total loans | 198,728,000 | 207,756,000 | 211,410,000 | 207,929,000 |
| Allowance for loan losses | 1,980,000 | 2,099,000 | 2,128,000 | 2,176,000 |
| Securities available for sale | 97,766,000 | 98,183,000 | 96,862,000 | 107,401,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,375,000 | 283,147,000 | 293,160,000 | 297,575,000 |
| Interest-bearing deposits | 237,808,000 | 234,972,000 | 242,994,000 | 248,959,000 |
| Noninterest-bearing deposits | 49,567,000 | 48,175,000 | 50,166,000 | 48,616,000 |
| Equity capital | 46,318,000 | 48,258,000 | 49,579,000 | 49,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,259,000 | 6,641,000 | 10,101,000 | 13,579,000 |
| Interest expense | 377,000 | 799,000 | 1,268,000 | 1,770,000 |
| Net interest income | 2,882,000 | 5,842,000 | 8,833,000 | 11,809,000 |
| Noninterest income | 659,000 | 1,276,000 | 1,939,000 | 2,718,000 |
| Noninterest expense | 2,103,000 | 4,342,000 | 6,457,000 | 8,812,000 |
| Provision for loan losses | 0 | 155,000 | 185,000 | 255,000 |
| Pretax income | 1,448,000 | 2,631,000 | 4,170,000 | 5,500,000 |
| Income tax | 304,000 | 528,000 | 864,000 | 1,189,000 |
| Net income | 1,144,000 | 2,103,000 | 3,306,000 | 4,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,595,000 | 43,489,000 | 44,597,000 | 44,684,000 |
| Total capital | 44,575,000 | 45,588,000 | 46,725,000 | 46,860,000 |
| Risk-weighted assets | 223,470,000 | 231,749,000 | 233,280,000 | 233,867,000 |