Call reports 2018
FNB COMMUNITY BANK,THE — 2018
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 327,548,000 | 320,881,000 | 322,602,000 | 337,348,000 |
| Total loans | 185,085,000 | 190,491,000 | 197,290,000 | 199,008,000 |
| Allowance for loan losses | 1,794,000 | 1,865,000 | 1,958,000 | 1,981,000 |
| Securities available for sale | 98,919,000 | 99,224,000 | 95,665,000 | 96,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,238,000 | 270,308,000 | 268,259,000 | 285,329,000 |
| Interest-bearing deposits | 229,283,000 | 224,739,000 | 223,147,000 | 235,205,000 |
| Noninterest-bearing deposits | 47,955,000 | 45,569,000 | 45,112,000 | 50,124,000 |
| Equity capital | 42,721,000 | 43,012,000 | 43,663,000 | 44,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,879,000 | 9,008,000 | 12,223,000 |
| Interest expense | 219,000 | 474,000 | 764,000 | 1,108,000 |
| Net interest income | 2,687,000 | 5,405,000 | 8,244,000 | 11,115,000 |
| Noninterest income | 634,000 | 1,208,000 | 1,888,000 | 2,548,000 |
| Noninterest expense | 2,038,000 | 4,265,000 | 6,364,000 | 8,549,000 |
| Provision for loan losses | 30,000 | 105,000 | 235,000 | 260,000 |
| Pretax income | 1,253,000 | 2,243,000 | 3,531,000 | 4,852,000 |
| Income tax | 234,000 | 403,000 | 646,000 | 730,000 |
| Net income | 1,019,000 | 1,840,000 | 2,885,000 | 4,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,597,000 | 40,014,000 | 41,021,000 | 41,535,000 |
| Total capital | 41,391,000 | 41,879,000 | 42,979,000 | 43,516,000 |
| Risk-weighted assets | 210,235,000 | 215,695,000 | 222,072,000 | 224,550,000 |