Call reports 2017
FNB COMMUNITY BANK,THE — 2017
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 324,131,000 | 320,057,000 | 321,527,000 | 323,341,000 |
| Total loans | 174,241,000 | 177,885,000 | 177,937,000 | 182,180,000 |
| Allowance for loan losses | 1,627,000 | 1,719,000 | 1,716,000 | 1,764,000 |
| Securities available for sale | 111,174,000 | 111,677,000 | 108,314,000 | 102,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,726,000 | 269,929,000 | 270,782,000 | 273,115,000 |
| Interest-bearing deposits | 231,827,000 | 225,481,000 | 224,856,000 | 227,337,000 |
| Noninterest-bearing deposits | 43,899,000 | 44,448,000 | 45,926,000 | 45,778,000 |
| Equity capital | 40,460,000 | 42,409,000 | 43,184,000 | 42,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,739,000 | 5,548,000 | 8,418,000 | 11,320,000 |
| Interest expense | 212,000 | 424,000 | 637,000 | 852,000 |
| Net interest income | 2,527,000 | 5,124,000 | 7,781,000 | 10,468,000 |
| Noninterest income | 629,000 | 1,834,000 | 2,461,000 | 3,072,000 |
| Noninterest expense | 1,988,000 | 4,169,000 | 6,189,000 | 8,334,000 |
| Provision for loan losses | 35,000 | 135,000 | 135,000 | 215,000 |
| Pretax income | 1,133,000 | 2,680,000 | 3,959,000 | 5,032,000 |
| Income tax | 263,000 | 418,000 | 724,000 | 1,221,000 |
| Net income | 870,000 | 2,262,000 | 3,235,000 | 3,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,818,000 | 37,715,000 | 38,687,000 | 38,600,000 |
| Total capital | 38,445,000 | 39,434,000 | 40,403,000 | 40,364,000 |
| Risk-weighted assets | 203,355,000 | 204,672,000 | 204,291,000 | 207,105,000 |