Call reports 2016
FNB COMMUNITY BANK,THE — 2016
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 318,526,000 | 319,524,000 | 318,398,000 | 319,974,000 |
| Total loans | 175,996,000 | 177,772,000 | 178,847,000 | 176,357,000 |
| Allowance for loan losses | 1,690,000 | 1,691,000 | 1,691,000 | 1,688,000 |
| Securities available for sale | 106,828,000 | 106,917,000 | 104,651,000 | 110,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,123,000 | 270,643,000 | 269,193,000 | 272,632,000 |
| Interest-bearing deposits | 229,099,000 | 228,628,000 | 228,410,000 | 229,053,000 |
| Noninterest-bearing deposits | 42,024,000 | 42,015,000 | 40,783,000 | 43,579,000 |
| Equity capital | 39,255,000 | 40,479,000 | 41,110,000 | 39,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,717,000 | 5,477,000 | 8,237,000 | 11,045,000 |
| Interest expense | 218,000 | 435,000 | 652,000 | 868,000 |
| Net interest income | 2,499,000 | 5,042,000 | 7,585,000 | 10,177,000 |
| Noninterest income | 638,000 | 1,233,000 | 1,805,000 | 2,492,000 |
| Noninterest expense | 2,052,000 | 4,038,000 | 6,155,000 | 8,171,000 |
| Provision for loan losses | 0 | 0 | 0 | 110,000 |
| Pretax income | 1,104,000 | 2,256,000 | 3,223,000 | 4,376,000 |
| Income tax | 257,000 | 529,000 | 732,000 | 955,000 |
| Net income | 847,000 | 1,727,000 | 2,491,000 | 3,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,165,000 | 34,973,000 | 35,731,000 | 36,027,000 |
| Total capital | 35,855,000 | 36,664,000 | 37,422,000 | 37,715,000 |
| Risk-weighted assets | 202,959,000 | 203,112,000 | 204,615,000 | 205,777,000 |