Call reports 2015
FNB COMMUNITY BANK,THE — 2015
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 306,996,000 | 303,811,000 | 309,307,000 | 318,126,000 |
| Total loans | 163,136,000 | 168,928,000 | 175,001,000 | 176,252,000 |
| Allowance for loan losses | 1,538,000 | 1,617,000 | 1,676,000 | 1,710,000 |
| Securities available for sale | 106,831,000 | 108,304,000 | 107,777,000 | 104,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,032,000 | 258,929,000 | 263,656,000 | 271,886,000 |
| Interest-bearing deposits | 218,928,000 | 219,228,000 | 223,795,000 | 229,435,000 |
| Noninterest-bearing deposits | 43,104,000 | 39,701,000 | 39,861,000 | 42,451,000 |
| Equity capital | 36,603,000 | 36,761,000 | 37,722,000 | 38,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 5,138,000 | 7,865,000 | 10,591,000 |
| Interest expense | 262,000 | 465,000 | 680,000 | 902,000 |
| Net interest income | 2,280,000 | 4,673,000 | 7,185,000 | 9,689,000 |
| Noninterest income | 639,000 | 1,269,000 | 1,908,000 | 2,605,000 |
| Noninterest expense | 2,077,000 | 4,076,000 | 6,247,000 | 8,396,000 |
| Provision for loan losses | 0 | 85,000 | 155,000 | 210,000 |
| Pretax income | 1,017,000 | 1,956,000 | 2,866,000 | 3,863,000 |
| Income tax | 248,000 | 458,000 | 652,000 | 882,000 |
| Net income | 769,000 | 1,498,000 | 2,214,000 | 2,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,696,000 | 32,441,000 | 33,171,000 | 33,376,000 |
| Total capital | 33,234,000 | 34,058,000 | 34,847,000 | 35,086,000 |
| Risk-weighted assets | 187,904,000 | 195,480,000 | 200,600,000 | 202,911,000 |