Call reports 2014
FNB COMMUNITY BANK,THE — 2014
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 310,722,000 | 311,508,000 | 308,567,000 | 311,810,000 |
| Total loans | 153,327,000 | 159,121,000 | 160,813,000 | 165,484,000 |
| Allowance for loan losses | 1,419,000 | 1,421,000 | 1,481,000 | 1,531,000 |
| Securities available for sale | 114,832,000 | 116,750,000 | 115,673,000 | 114,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,523,000 | 268,211,000 | 264,839,000 | 267,557,000 |
| Interest-bearing deposits | 230,101,000 | 228,077,000 | 227,331,000 | 227,034,000 |
| Noninterest-bearing deposits | 38,422,000 | 40,134,000 | 37,508,000 | 40,523,000 |
| Equity capital | 33,906,000 | 34,581,000 | 35,255,000 | 35,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,129,000 | 7,728,000 | 10,420,000 |
| Interest expense | 320,000 | 648,000 | 972,000 | 1,296,000 |
| Net interest income | 2,204,000 | 4,481,000 | 6,756,000 | 9,124,000 |
| Noninterest income | 629,000 | 1,201,000 | 1,774,000 | 2,372,000 |
| Noninterest expense | 2,042,000 | 3,941,000 | 5,914,000 | 7,768,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 130,000 |
| Pretax income | 797,000 | 1,747,000 | 2,562,000 | 3,626,000 |
| Income tax | 156,000 | 369,000 | 526,000 | 790,000 |
| Net income | 641,000 | 1,378,000 | 2,036,000 | 2,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,515,000 | 29,736,000 | 30,355,000 | 30,583,000 |
| Total capital | 30,934,000 | 31,157,000 | 31,836,000 | 32,114,000 |
| Risk-weighted assets | 170,807,000 | 177,455,000 | 179,650,000 | 184,173,000 |