Call reports 2013
FNB COMMUNITY BANK,THE — 2013
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 301,583,000 | 298,058,000 | 296,008,000 | 305,843,000 |
| Total loans | 151,894,000 | 156,439,000 | 159,580,000 | 161,973,000 |
| Allowance for loan losses | 1,461,000 | 1,458,000 | 1,473,000 | 1,412,000 |
| Securities available for sale | 110,772,000 | 107,413,000 | 103,044,000 | 107,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 264,774,000 | 257,626,000 | 256,308,000 | 265,767,000 |
| Interest-bearing deposits | 227,956,000 | 221,906,000 | 219,933,000 | 224,538,000 |
| Noninterest-bearing deposits | 36,818,000 | 35,720,000 | 36,375,000 | 41,229,000 |
| Equity capital | 33,910,000 | 33,441,000 | 32,822,000 | 33,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 4,935,000 | 7,430,000 | 10,017,000 |
| Interest expense | 359,000 | 726,000 | 1,100,000 | 1,431,000 |
| Net interest income | 2,117,000 | 4,209,000 | 6,330,000 | 8,586,000 |
| Noninterest income | 573,000 | 1,110,000 | 1,642,000 | 2,333,000 |
| Noninterest expense | 2,051,000 | 3,905,000 | 5,917,000 | 7,740,000 |
| Provision for loan losses | 170,000 | 170,000 | 195,000 | 235,000 |
| Pretax income | 469,000 | 1,244,000 | 1,860,000 | 2,944,000 |
| Income tax | 26,000 | 181,000 | 267,000 | 546,000 |
| Net income | 443,000 | 1,063,000 | 1,593,000 | 2,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,451,000 | 29,108,000 | 28,831,000 | 28,978,000 |
| Total capital | 29,912,000 | 30,566,000 | 30,304,000 | 30,390,000 |
| Risk-weighted assets | 169,132,000 | 173,488,000 | 176,264,000 | 179,699,000 |