Call reports 2012
FNB COMMUNITY BANK,THE — 2012
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 292,271,000 | 286,063,000 | 284,622,000 | 292,570,000 |
| Total loans | 147,904,000 | 151,637,000 | 155,661,000 | 154,992,000 |
| Allowance for loan losses | 1,144,000 | 1,339,000 | 1,373,000 | 1,682,000 |
| Securities available for sale | 107,087,000 | 101,117,000 | 95,121,000 | 94,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,132,000 | 250,351,000 | 248,056,000 | 255,647,000 |
| Interest-bearing deposits | 222,191,000 | 216,637,000 | 215,081,000 | 219,889,000 |
| Noninterest-bearing deposits | 35,941,000 | 33,714,000 | 32,975,000 | 35,758,000 |
| Equity capital | 32,038,000 | 33,138,000 | 33,941,000 | 33,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,745,000 | 5,505,000 | 8,177,000 | 10,758,000 |
| Interest expense | 453,000 | 873,000 | 1,279,000 | 1,661,000 |
| Net interest income | 2,292,000 | 4,632,000 | 6,898,000 | 9,097,000 |
| Noninterest income | 562,000 | 1,163,000 | 1,714,000 | 2,242,000 |
| Noninterest expense | 1,989,000 | 3,868,000 | 5,848,000 | 7,608,000 |
| Provision for loan losses | 0 | 200,000 | 240,000 | 550,000 |
| Pretax income | 865,000 | 1,974,000 | 2,866,000 | 3,523,000 |
| Income tax | 189,000 | 466,000 | 655,000 | 757,000 |
| Net income | 676,000 | 1,508,000 | 2,211,000 | 2,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,310,000 | 27,196,000 | 27,942,000 | 27,971,000 |
| Total capital | 27,454,000 | 28,535,000 | 29,315,000 | 29,653,000 |
| Risk-weighted assets | 166,598,000 | 168,339,000 | 171,784,000 | 172,283,000 |