Call reports 2011
FNB COMMUNITY BANK,THE — 2011
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 271,483,000 | 266,702,000 | 267,783,000 | 275,023,000 |
| Total loans | 142,768,000 | 145,524,000 | 146,995,000 | 148,050,000 |
| Allowance for loan losses | 1,079,000 | 1,179,000 | 1,198,000 | 1,152,000 |
| Securities available for sale | 91,217,000 | 92,242,000 | 91,106,000 | 85,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,765,000 | 234,512,000 | 233,311,000 | 240,953,000 |
| Interest-bearing deposits | 207,367,000 | 204,740,000 | 202,206,000 | 206,335,000 |
| Noninterest-bearing deposits | 33,398,000 | 29,772,000 | 31,105,000 | 34,618,000 |
| Equity capital | 28,922,000 | 30,109,000 | 31,326,000 | 31,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,828,000 | 5,689,000 | 8,557,000 | 11,364,000 |
| Interest expense | 595,000 | 1,160,000 | 1,686,000 | 2,175,000 |
| Net interest income | 2,233,000 | 4,529,000 | 6,871,000 | 9,189,000 |
| Noninterest income | 611,000 | 1,161,000 | 1,730,000 | 1,935,000 |
| Noninterest expense | 2,041,000 | 4,068,000 | 6,082,000 | 7,999,000 |
| Provision for loan losses | 0 | 100,000 | 120,000 | 256,000 |
| Pretax income | 803,000 | 1,606,000 | 2,483,000 | 3,272,000 |
| Income tax | 174,000 | 348,000 | 549,000 | 714,000 |
| Net income | 629,000 | 1,258,000 | 1,934,000 | 2,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,509,000 | 24,206,000 | 24,902,000 | 25,580,000 |
| Total capital | 24,588,000 | 25,385,000 | 26,100,000 | 26,732,000 |
| Risk-weighted assets | 160,947,000 | 161,106,000 | 162,133,000 | 163,523,000 |