Call reports 2010
FNB COMMUNITY BANK,THE — 2010
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 249,415,000 | 252,414,000 | 256,187,000 | 266,769,000 |
| Total loans | 141,364,000 | 145,229,000 | 148,272,000 | 148,209,000 |
| Allowance for loan losses | 1,059,000 | 1,060,000 | 1,037,000 | 1,076,000 |
| Securities available for sale | 76,535,000 | 74,692,000 | 75,746,000 | 76,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,679,000 | 222,181,000 | 222,156,000 | 236,871,000 |
| Interest-bearing deposits | 191,209,000 | 193,384,000 | 192,036,000 | 203,101,000 |
| Noninterest-bearing deposits | 27,470,000 | 28,797,000 | 30,120,000 | 33,770,000 |
| Equity capital | 28,203,000 | 27,778,000 | 28,817,000 | 28,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,855,000 | 5,764,000 | 8,733,000 | 11,709,000 |
| Interest expense | 770,000 | 1,505,000 | 2,184,000 | 2,838,000 |
| Net interest income | 2,085,000 | 4,259,000 | 6,549,000 | 8,871,000 |
| Noninterest income | 592,000 | 1,159,000 | 1,644,000 | 2,318,000 |
| Noninterest expense | 1,958,000 | 4,035,000 | 5,940,000 | 8,069,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 835,000 | 1,514,000 | 2,384,000 | 3,176,000 |
| Income tax | 166,000 | 279,000 | 466,000 | 625,000 |
| Net income | 669,000 | 1,235,000 | 1,918,000 | 2,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,177,000 | 21,948,000 | 22,659,000 | 22,815,000 |
| Total capital | 23,236,000 | 23,008,000 | 23,696,000 | 23,891,000 |
| Risk-weighted assets | 157,479,000 | 161,016,000 | 164,073,000 | 165,240,000 |