Call reports 2009
FNB COMMUNITY BANK,THE — 2009
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 247,093,000 | 250,985,000 | 248,138,000 | 251,232,000 |
| Total loans | 137,561,000 | 136,654,000 | 136,934,000 | 139,119,000 |
| Allowance for loan losses | 1,071,000 | 1,064,000 | 1,064,000 | 1,055,000 |
| Securities available for sale | 74,719,000 | 79,288,000 | 79,811,000 | 78,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,213,000 | 222,196,000 | 217,793,000 | 221,224,000 |
| Interest-bearing deposits | 191,228,000 | 193,259,000 | 192,171,000 | 191,742,000 |
| Noninterest-bearing deposits | 26,985,000 | 28,937,000 | 25,622,000 | 29,482,000 |
| Equity capital | 26,502,000 | 26,587,000 | 27,726,000 | 27,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,002,000 | 6,014,000 | 8,982,000 | 11,940,000 |
| Interest expense | 1,047,000 | 2,056,000 | 3,014,000 | 3,888,000 |
| Net interest income | 1,955,000 | 3,958,000 | 5,968,000 | 8,052,000 |
| Noninterest income | 567,000 | 1,100,000 | 1,476,000 | 2,085,000 |
| Noninterest expense | 1,816,000 | 4,067,000 | 6,008,000 | 8,028,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 706,000 | 991,000 | 1,588,000 | 2,461,000 |
| Income tax | 142,000 | 106,000 | 207,000 | 391,000 |
| Net income | 564,000 | 885,000 | 1,381,000 | 2,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,635,000 | 20,910,000 | 21,342,000 | 21,441,000 |
| Total capital | 21,706,000 | 21,974,000 | 22,406,000 | 22,496,000 |
| Risk-weighted assets | 152,041,000 | 153,030,000 | 152,577,000 | 156,405,000 |