Call reports 2002
FNB COMMUNITY BANK,THE — 2002
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 154,483,000 | 158,174,000 | 174,268,000 | 174,123,000 |
| Total loans | 89,826,000 | 89,147,000 | 91,277,000 | 92,299,000 |
| Allowance for loan losses | 1,340,000 | 1,329,000 | 1,322,000 | 1,242,000 |
| Securities available for sale | 52,188,000 | 55,435,000 | 69,199,000 | 67,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,902,000 | 132,329,000 | 146,946,000 | 147,111,000 |
| Interest-bearing deposits | 114,672,000 | 118,353,000 | 132,656,000 | 130,433,000 |
| Noninterest-bearing deposits | 15,230,000 | 13,976,000 | 14,290,000 | 16,678,000 |
| Equity capital | 19,050,000 | 20,229,000 | 21,195,000 | 20,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 4,866,000 | 7,323,000 | 9,741,000 |
| Interest expense | 909,000 | 1,739,000 | 2,626,000 | 3,428,000 |
| Net interest income | 1,615,000 | 3,127,000 | 4,697,000 | 6,313,000 |
| Noninterest income | 266,000 | 498,000 | 761,000 | 1,082,000 |
| Noninterest expense | 1,057,000 | 2,068,000 | 3,266,000 | 4,362,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 824,000 | 1,575,000 | 2,211,000 | 3,063,000 |
| Income tax | 203,000 | 374,000 | 500,000 | 707,000 |
| Net income | 621,000 | 1,201,000 | 1,711,000 | 2,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,091,000 | 18,671,000 | 18,496,000 | 18,503,000 |
| Total capital | 19,245,000 | 19,824,000 | 19,715,000 | 19,733,000 |
| Risk-weighted assets | 92,170,000 | 92,075,000 | 97,377,000 | 98,404,000 |