Call reports 2001
FNB COMMUNITY BANK,THE — 2001
What FNB COMMUNITY BANK,THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 148,535,000 | 149,437,000 | 153,091,000 | 158,970,000 |
| Total loans | 87,772,000 | 91,928,000 | 93,999,000 | 90,997,000 |
| Allowance for loan losses | 1,421,000 | 1,416,000 | 1,358,000 | 1,334,000 |
| Securities available for sale | 53,017,000 | 46,981,000 | 49,911,000 | 51,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,720,000 | 127,758,000 | 128,176,000 | 134,584,000 |
| Interest-bearing deposits | 114,533,000 | 115,261,000 | 115,000,000 | 117,710,000 |
| Noninterest-bearing deposits | 13,187,000 | 12,497,000 | 13,176,000 | 16,874,000 |
| Equity capital | 17,722,000 | 17,878,000 | 18,826,000 | 18,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,728,000 | 5,370,000 | 7,995,000 | 10,550,000 |
| Interest expense | 1,355,000 | 2,599,000 | 3,768,000 | 4,788,000 |
| Net interest income | 1,373,000 | 2,771,000 | 4,227,000 | 5,762,000 |
| Noninterest income | 268,000 | 512,000 | 740,000 | 1,024,000 |
| Noninterest expense | 1,008,000 | 1,953,000 | 2,975,000 | 3,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 633,000 | 1,360,000 | 2,041,000 | 2,922,000 |
| Income tax | 140,000 | 314,000 | 468,000 | 700,000 |
| Net income | 493,000 | 1,046,000 | 1,573,000 | 2,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,554,000 | 16,789,000 | 17,299,000 | 17,470,000 |
| Total capital | 17,670,000 | 17,955,000 | 18,492,000 | 18,643,000 |
| Risk-weighted assets | 88,986,000 | 93,005,000 | 95,249,000 | 93,719,000 |