Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 133,756,000 | 129,362,000 | 129,442,000 | 137,404,000 |
| Total loans | 83,643,000 | 87,225,000 | 88,845,000 | 96,610,000 |
| Allowance for loan losses | 1,327,000 | 1,347,000 | 1,357,000 | 1,360,000 |
| Securities available for sale | 36,645,000 | 32,753,000 | 32,821,000 | 32,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,959,000 | 118,109,000 | 115,649,000 | 123,294,000 |
| Interest-bearing deposits | 76,140,000 | 74,609,000 | 70,562,000 | 77,259,000 |
| Noninterest-bearing deposits | 46,819,000 | 43,500,000 | 45,087,000 | 46,035,000 |
| Equity capital | 10,165,000 | 10,572,000 | 11,489,000 | 11,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,812,000 | 5,793,000 | 7,869,000 |
| Interest expense | 400,000 | 793,000 | 1,156,000 | 1,540,000 |
| Net interest income | 1,442,000 | 3,019,000 | 4,637,000 | 6,329,000 |
| Noninterest income | 144,000 | 283,000 | 434,000 | 580,000 |
| Noninterest expense | 990,000 | 1,990,000 | 3,041,000 | 4,191,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 581,000 | 1,282,000 | 1,985,000 | 2,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 581,000 | 1,282,000 | 1,985,000 | 2,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,634,000 | 15,819,000 | 16,004,000 | 15,988,000 |
| Total capital | 16,642,000 | 16,873,000 | 17,051,000 | 17,087,000 |
| Risk-weighted assets | 80,310,000 | 83,982,000 | 83,375,000 | 87,625,000 |