Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 122,866,000 | 119,705,000 | 118,996,000 | 130,789,000 |
| Total loans | 71,318,000 | 74,831,000 | 74,757,000 | 77,268,000 |
| Allowance for loan losses | 1,322,000 | 1,303,000 | 1,334,000 | 1,329,000 |
| Securities available for sale | 43,105,000 | 38,113,000 | 38,884,000 | 36,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,902,000 | 109,493,000 | 106,188,000 | 120,315,000 |
| Interest-bearing deposits | 71,201,000 | 67,115,000 | 64,554,000 | 78,217,000 |
| Noninterest-bearing deposits | 41,701,000 | 42,378,000 | 41,634,000 | 42,098,000 |
| Equity capital | 9,275,000 | 9,474,000 | 10,940,000 | 9,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,406,000 | 5,180,000 | 6,980,000 |
| Interest expense | 351,000 | 687,000 | 1,025,000 | 1,394,000 |
| Net interest income | 1,343,000 | 2,719,000 | 4,155,000 | 5,586,000 |
| Noninterest income | 150,000 | 323,000 | 473,000 | 628,000 |
| Noninterest expense | 928,000 | 1,882,000 | 2,906,000 | 3,936,000 |
| Provision for loan losses | 15,000 | 30,000 | 39,000 | 54,000 |
| Pretax income | 550,000 | 1,130,000 | 1,677,000 | 2,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 550,000 | 1,130,000 | 1,677,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,459,000 | 15,511,000 | 15,535,000 | 15,553,000 |
| Total capital | 16,263,000 | 16,407,000 | 16,441,000 | 16,499,000 |
| Risk-weighted assets | 63,730,000 | 71,261,000 | 72,044,000 | 75,224,000 |