Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 134,741,000 | 129,596,000 | 123,639,000 | 125,392,000 |
| Total loans | 71,029,000 | 73,255,000 | 71,977,000 | 70,057,000 |
| Allowance for loan losses | 1,293,000 | 1,302,000 | 1,312,000 | 1,323,000 |
| Securities available for sale | 45,752,000 | 43,292,000 | 41,003,000 | 44,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,785,000 | 119,055,000 | 114,336,000 | 114,793,000 |
| Interest-bearing deposits | 80,530,000 | 75,265,000 | 70,766,000 | 75,371,000 |
| Noninterest-bearing deposits | 43,256,000 | 43,790,000 | 43,570,000 | 39,422,000 |
| Equity capital | 10,279,000 | 9,791,000 | 8,433,000 | 9,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,269,000 | 4,897,000 | 6,603,000 |
| Interest expense | 233,000 | 483,000 | 734,000 | 1,049,000 |
| Net interest income | 1,397,000 | 2,786,000 | 4,163,000 | 5,554,000 |
| Noninterest income | 193,000 | 357,000 | 538,000 | 744,000 |
| Noninterest expense | 912,000 | 1,818,000 | 2,820,000 | 3,821,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 663,000 | 1,295,000 | 1,836,000 | 2,417,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 663,000 | 1,295,000 | 1,836,000 | 2,417,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,674,000 | 15,906,000 | 15,947,000 | 15,409,000 |
| Total capital | 16,609,000 | 16,851,000 | 16,840,000 | 16,262,000 |
| Risk-weighted assets | 74,385,000 | 75,214,000 | 71,024,000 | 67,748,000 |