Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 140,924,000 | 136,509,000 | 133,168,000 | 140,087,000 |
| Total loans | 69,436,000 | 73,234,000 | 73,290,000 | 71,058,000 |
| Allowance for loan losses | 1,089,000 | 1,169,000 | 1,416,000 | 1,322,000 |
| Securities available for sale | 47,072,000 | 51,457,000 | 47,442,000 | 47,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,761,000 | 125,654,000 | 123,878,000 | 129,709,000 |
| Interest-bearing deposits | 83,362,000 | 82,987,000 | 80,285,000 | 86,560,000 |
| Noninterest-bearing deposits | 44,398,000 | 42,667,000 | 43,593,000 | 43,149,000 |
| Equity capital | 12,388,000 | 10,074,000 | 8,401,000 | 9,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,410,000 | 3,820,000 | 5,332,000 |
| Interest expense | 58,000 | 131,000 | 240,000 | 422,000 |
| Net interest income | 1,099,000 | 2,279,000 | 3,580,000 | 4,910,000 |
| Noninterest income | 241,000 | 451,000 | 644,000 | 827,000 |
| Noninterest expense | 850,000 | 1,715,000 | 2,638,000 | 3,626,000 |
| Provision for loan losses | 15,000 | 95,000 | 120,000 | 30,000 |
| Pretax income | 475,000 | 920,000 | 1,466,000 | 2,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 475,000 | 920,000 | 1,466,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,005,000 | 15,050,000 | 15,196,000 | 15,411,000 |
| Total capital | 15,898,000 | 15,991,000 | 16,139,000 | 16,330,000 |
| Risk-weighted assets | 71,273,000 | 75,070,000 | 74,944,000 | 73,126,000 |