Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,078,000 | 132,994,000 | 131,129,000 | 142,228,000 |
| Total loans | 71,999,000 | 71,667,000 | 70,591,000 | 71,380,000 |
| Allowance for loan losses | 1,258,000 | 1,287,000 | 1,315,000 | 1,076,000 |
| Securities available for sale | 37,884,000 | 39,292,000 | 43,667,000 | 46,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,087,000 | 116,540,000 | 114,622,000 | 126,110,000 |
| Interest-bearing deposits | 74,628,000 | 76,580,000 | 71,761,000 | 84,194,000 |
| Noninterest-bearing deposits | 40,459,000 | 39,960,000 | 42,861,000 | 41,916,000 |
| Equity capital | 14,939,000 | 15,329,000 | 15,348,000 | 15,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,587,000 | 3,878,000 | 5,051,000 |
| Interest expense | 79,000 | 154,000 | 225,000 | 289,000 |
| Net interest income | 1,142,000 | 2,433,000 | 3,653,000 | 4,762,000 |
| Noninterest income | 227,000 | 447,000 | 736,000 | 951,000 |
| Noninterest expense | 824,000 | 1,687,000 | 2,605,000 | 3,458,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 515,000 | 1,133,000 | 1,694,000 | 2,135,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 515,000 | 1,133,000 | 1,694,000 | 2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,434,000 | 14,728,000 | 14,889,000 | 14,930,000 |
| Total capital | 15,329,000 | 15,619,000 | 15,777,000 | 15,834,000 |
| Risk-weighted assets | 71,271,000 | 70,880,000 | 70,622,000 | 72,129,000 |