Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 110,451,000 | 115,770,000 | 116,332,000 | 126,325,000 |
| Total loans | 70,588,000 | 69,981,000 | 71,520,000 | 69,708,000 |
| Allowance for loan losses | 880,000 | 1,043,000 | 1,137,000 | 1,168,000 |
| Securities available for sale | 23,781,000 | 26,849,000 | 30,263,000 | 32,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,152,000 | 99,561,000 | 99,944,000 | 109,637,000 |
| Interest-bearing deposits | 67,694,000 | 67,517,000 | 66,562,000 | 74,283,000 |
| Noninterest-bearing deposits | 27,458,000 | 32,044,000 | 33,382,000 | 35,354,000 |
| Equity capital | 13,884,000 | 14,758,000 | 14,923,000 | 15,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,586,000 | 3,765,000 | 4,945,000 |
| Interest expense | 172,000 | 289,000 | 395,000 | 490,000 |
| Net interest income | 1,228,000 | 2,297,000 | 3,370,000 | 4,455,000 |
| Noninterest income | 242,000 | 642,000 | 933,000 | 1,397,000 |
| Noninterest expense | 888,000 | 1,749,000 | 2,592,000 | 3,539,000 |
| Provision for loan losses | 9,000 | 154,000 | 254,000 | 284,000 |
| Pretax income | 573,000 | 1,036,000 | 1,457,000 | 2,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 573,000 | 1,036,000 | 1,457,000 | 2,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,613,000 | 13,802,000 | 13,947,000 | 14,220,000 |
| Total capital | 14,422,000 | 14,622,000 | 14,793,000 | 15,057,000 |
| Risk-weighted assets | 64,652,000 | 65,355,000 | 67,398,000 | 66,662,000 |