Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 107,390,000 | 107,835,000 | 102,776,000 | 109,817,000 |
| Total loans | 66,920,000 | 69,169,000 | 69,391,000 | 71,784,000 |
| Allowance for loan losses | 816,000 | 826,000 | 864,000 | 867,000 |
| Securities available for sale | 26,888,000 | 25,011,000 | 23,563,000 | 23,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,371,000 | 90,394,000 | 87,012,000 | 94,241,000 |
| Interest-bearing deposits | 63,675,000 | 61,988,000 | 59,899,000 | 69,129,000 |
| Noninterest-bearing deposits | 28,696,000 | 28,406,000 | 27,113,000 | 25,112,000 |
| Equity capital | 13,095,000 | 13,427,000 | 13,641,000 | 13,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,542,000 | 3,854,000 | 5,157,000 |
| Interest expense | 182,000 | 368,000 | 552,000 | 731,000 |
| Net interest income | 1,069,000 | 2,174,000 | 3,302,000 | 4,426,000 |
| Noninterest income | 176,000 | 354,000 | 540,000 | 709,000 |
| Noninterest expense | 878,000 | 1,795,000 | 2,676,000 | 3,579,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 37,000 |
| Pretax income | 360,000 | 721,000 | 1,145,000 | 1,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 360,000 | 721,000 | 1,145,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,026,000 | 13,087,000 | 13,211,000 | 13,316,000 |
| Total capital | 13,816,000 | 13,889,000 | 14,009,000 | 14,142,000 |
| Risk-weighted assets | 63,200,000 | 64,137,000 | 63,791,000 | 66,050,000 |