Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 111,491,000 | 106,719,000 | 100,986,000 | 106,534,000 |
| Total loans | 61,833,000 | 62,615,000 | 65,145,000 | 66,885,000 |
| Allowance for loan losses | 801,000 | 794,000 | 797,000 | 802,000 |
| Securities available for sale | 32,462,000 | 30,652,000 | 27,110,000 | 26,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,845,000 | 91,979,000 | 86,321,000 | 91,541,000 |
| Interest-bearing deposits | 70,296,000 | 65,678,000 | 59,547,000 | 65,049,000 |
| Noninterest-bearing deposits | 26,549,000 | 26,301,000 | 26,774,000 | 26,492,000 |
| Equity capital | 12,554,000 | 12,581,000 | 12,432,000 | 12,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,146,000 | 2,323,000 | 3,502,000 | 4,713,000 |
| Interest expense | 123,000 | 252,000 | 381,000 | 549,000 |
| Net interest income | 1,023,000 | 2,071,000 | 3,121,000 | 4,164,000 |
| Noninterest income | 146,000 | 324,000 | 498,000 | 644,000 |
| Noninterest expense | 856,000 | 1,692,000 | 2,602,000 | 3,466,000 |
| Provision for loan losses | 0 | 0 | 3,000 | 6,000 |
| Pretax income | 313,000 | 703,000 | 1,014,000 | 1,341,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 703,000 | 1,014,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,837,000 | 12,927,000 | 12,939,000 | 12,966,000 |
| Total capital | 13,583,000 | 13,665,000 | 13,700,000 | 13,758,000 |
| Risk-weighted assets | 59,586,000 | 58,993,000 | 60,839,000 | 63,322,000 |