Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 111,861,000 | 108,903,000 | 107,733,000 | 109,214,000 |
| Total loans | 56,840,000 | 58,483,000 | 58,561,000 | 60,823,000 |
| Allowance for loan losses | 690,000 | 722,000 | 756,000 | 776,000 |
| Securities available for sale | 40,760,000 | 38,016,000 | 33,856,000 | 34,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,150,000 | 92,198,000 | 90,989,000 | 93,605,000 |
| Interest-bearing deposits | 72,628,000 | 70,115,000 | 67,621,000 | 70,495,000 |
| Noninterest-bearing deposits | 22,522,000 | 22,083,000 | 23,368,000 | 23,110,000 |
| Equity capital | 13,500,000 | 13,689,000 | 13,689,000 | 12,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,169,000 | 3,266,000 | 4,375,000 |
| Interest expense | 93,000 | 180,000 | 254,000 | 341,000 |
| Net interest income | 979,000 | 1,989,000 | 3,012,000 | 4,034,000 |
| Noninterest income | 149,000 | 222,000 | 272,000 | 443,000 |
| Noninterest expense | 810,000 | 1,589,000 | 2,380,000 | 3,161,000 |
| Provision for loan losses | -31,000 | -12,000 | 7,000 | 26,000 |
| Pretax income | 359,000 | 655,000 | 918,000 | 1,311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 359,000 | 655,000 | 918,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,555,000 | 12,551,000 | 12,515,000 | 12,607,000 |
| Total capital | 13,245,000 | 13,273,000 | 13,254,000 | 13,361,000 |
| Risk-weighted assets | 61,625,000 | 62,024,000 | 59,121,000 | 60,320,000 |