Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 112,034,000 | 109,757,000 | 107,843,000 | 113,306,000 |
| Total loans | 56,009,000 | 54,109,000 | 53,918,000 | 56,350,000 |
| Allowance for loan losses | 715,000 | 730,000 | 755,000 | 720,000 |
| Securities available for sale | 40,495,000 | 40,686,000 | 40,547,000 | 39,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,834,000 | 93,135,000 | 90,940,000 | 96,551,000 |
| Interest-bearing deposits | 73,505,000 | 70,500,000 | 67,332,000 | 72,922,000 |
| Noninterest-bearing deposits | 21,329,000 | 22,635,000 | 23,608,000 | 23,629,000 |
| Equity capital | 13,521,000 | 13,041,000 | 13,322,000 | 13,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,173,000 | 3,216,000 | 4,287,000 |
| Interest expense | 107,000 | 209,000 | 304,000 | 398,000 |
| Net interest income | 1,014,000 | 1,964,000 | 2,912,000 | 3,889,000 |
| Noninterest income | 139,000 | 291,000 | 414,000 | 497,000 |
| Noninterest expense | 747,000 | 1,503,000 | 2,298,000 | 3,098,000 |
| Provision for loan losses | 24,000 | 48,000 | 48,000 | 22,000 |
| Pretax income | 382,000 | 727,000 | 1,003,000 | 1,289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 382,000 | 727,000 | 1,003,000 | 1,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,489,000 | 12,534,000 | 12,511,000 | 12,496,000 |
| Total capital | 13,204,000 | 13,264,000 | 13,242,000 | 13,216,000 |
| Risk-weighted assets | 60,592,000 | 58,934,000 | 58,491,000 | 61,478,000 |