Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,935,000 | 106,461,000 | 104,679,000 | 111,226,000 |
| Total loans | 55,899,000 | 55,952,000 | 55,290,000 | 55,490,000 |
| Allowance for loan losses | 985,000 | 964,000 | 959,000 | 732,000 |
| Securities available for sale | 35,280,000 | 36,175,000 | 33,293,000 | 37,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,939,000 | 89,160,000 | 87,301,000 | 93,908,000 |
| Interest-bearing deposits | 72,285,000 | 70,298,000 | 68,729,000 | 74,019,000 |
| Noninterest-bearing deposits | 19,655,000 | 18,862,000 | 18,572,000 | 19,888,000 |
| Equity capital | 12,654,000 | 13,125,000 | 13,181,000 | 13,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,174,000 | 3,209,000 | 4,244,000 |
| Interest expense | 137,000 | 263,000 | 380,000 | 494,000 |
| Net interest income | 900,000 | 1,911,000 | 2,829,000 | 3,750,000 |
| Noninterest income | 159,000 | 245,000 | 385,000 | 530,000 |
| Noninterest expense | 699,000 | 1,460,000 | 2,205,000 | 3,008,000 |
| Provision for loan losses | 0 | -100,000 | -100,000 | -100,000 |
| Pretax income | 454,000 | 889,000 | 1,226,000 | 1,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 889,000 | 1,226,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,357,000 | 12,543,000 | 12,531,000 | 12,394,000 |
| Total capital | 13,078,000 | 13,257,000 | 13,227,000 | 13,123,000 |
| Risk-weighted assets | 57,438,000 | 56,905,000 | 55,552,000 | 58,319,000 |