Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 116,376,000 | 111,261,000 | 107,848,000 | 110,292,000 |
| Total loans | 57,851,000 | 57,845,000 | 58,579,000 | 57,439,000 |
| Allowance for loan losses | 998,000 | 1,075,000 | 1,046,000 | 980,000 |
| Securities available for sale | 26,867,000 | 28,283,000 | 28,410,000 | 33,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,337,000 | 93,524,000 | 90,358,000 | 93,233,000 |
| Interest-bearing deposits | 77,031,000 | 73,895,000 | 72,173,000 | 74,972,000 |
| Noninterest-bearing deposits | 20,305,000 | 19,629,000 | 18,185,000 | 18,261,000 |
| Equity capital | 13,409,000 | 12,451,000 | 12,472,000 | 12,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,116,000 | 3,191,000 | 4,247,000 |
| Interest expense | 193,000 | 359,000 | 513,000 | 660,000 |
| Net interest income | 889,000 | 1,757,000 | 2,678,000 | 3,587,000 |
| Noninterest income | 199,000 | 123,000 | 305,000 | 473,000 |
| Noninterest expense | 657,000 | 1,269,000 | 1,902,000 | 2,705,000 |
| Provision for loan losses | 145,000 | 235,000 | 335,000 | 335,000 |
| Pretax income | 286,000 | 468,000 | 840,000 | 1,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 468,000 | 840,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,971,000 | 11,954,000 | 12,127,000 | 12,152,000 |
| Total capital | 12,717,000 | 12,674,000 | 12,847,000 | 12,889,000 |
| Risk-weighted assets | 59,457,000 | 57,262,000 | 57,284,000 | 58,677,000 |