Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 110,698,000 | 111,719,000 | 110,570,000 | 116,050,000 |
| Total loans | 65,446,000 | 62,860,000 | 62,822,000 | 59,606,000 |
| Allowance for loan losses | 1,201,000 | 902,000 | 884,000 | 1,157,000 |
| Securities available for sale | 22,389,000 | 28,385,000 | 28,099,000 | 28,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,520,000 | 91,366,000 | 90,386,000 | 96,456,000 |
| Interest-bearing deposits | 74,271,000 | 73,259,000 | 72,503,000 | 77,820,000 |
| Noninterest-bearing deposits | 16,249,000 | 18,107,000 | 17,883,000 | 18,636,000 |
| Equity capital | 13,009,000 | 13,491,000 | 13,566,000 | 13,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,190,000 | 2,346,000 | 3,513,000 | 4,659,000 |
| Interest expense | 249,000 | 487,000 | 707,000 | 924,000 |
| Net interest income | 941,000 | 1,859,000 | 2,806,000 | 3,735,000 |
| Noninterest income | 225,000 | 423,000 | 639,000 | 833,000 |
| Noninterest expense | 686,000 | 1,480,000 | 2,227,000 | 2,761,000 |
| Provision for loan losses | 220,000 | 350,000 | 667,000 | 1,232,000 |
| Pretax income | 260,000 | 452,000 | 551,000 | 575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 452,000 | 551,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,772,000 | 11,965,000 | 11,862,000 | 11,885,000 |
| Total capital | 12,590,000 | 12,771,000 | 12,663,000 | 12,658,000 |
| Risk-weighted assets | 65,083,000 | 64,363,000 | 63,976,000 | 61,491,000 |