Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,373,000 | 105,569,000 | 104,706,000 | 110,016,000 |
| Total loans | 70,409,000 | 70,351,000 | 68,834,000 | 66,292,000 |
| Allowance for loan losses | 1,470,000 | 1,390,000 | 1,643,000 | 1,243,000 |
| Securities available for sale | 21,922,000 | 23,339,000 | 23,766,000 | 23,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,417,000 | 85,139,000 | 83,930,000 | 89,096,000 |
| Interest-bearing deposits | 71,900,000 | 69,640,000 | 68,733,000 | 74,512,000 |
| Noninterest-bearing deposits | 14,517,000 | 15,499,000 | 15,197,000 | 14,584,000 |
| Equity capital | 12,237,000 | 12,868,000 | 13,321,000 | 13,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 2,721,000 | 4,022,000 | 5,286,000 |
| Interest expense | 309,000 | 590,000 | 855,000 | 1,115,000 |
| Net interest income | 1,042,000 | 2,131,000 | 3,167,000 | 4,171,000 |
| Noninterest income | 186,000 | 365,000 | 610,000 | 858,000 |
| Noninterest expense | 655,000 | 1,328,000 | 2,040,000 | 2,783,000 |
| Provision for loan losses | 60,000 | 120,000 | 420,000 | 555,000 |
| Pretax income | 513,000 | 1,049,000 | 1,318,000 | 1,692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 513,000 | 1,049,000 | 1,318,000 | 1,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,883,000 | 12,021,000 | 11,888,000 | 11,861,000 |
| Total capital | 12,742,000 | 12,872,000 | 12,716,000 | 12,685,000 |
| Risk-weighted assets | 68,122,000 | 67,503,000 | 65,500,000 | 65,499,000 |