Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 103,764,000 | 103,349,000 | 105,778,000 | 104,053,000 |
| Total loans | 77,085,000 | 75,660,000 | 75,826,000 | 74,026,000 |
| Allowance for loan losses | 1,330,000 | 1,392,000 | 1,428,000 | 1,471,000 |
| Securities available for sale | 13,465,000 | 13,829,000 | 13,718,000 | 16,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,553,000 | 83,540,000 | 85,679,000 | 83,906,000 |
| Interest-bearing deposits | 70,036,000 | 69,471,000 | 68,242,000 | 70,575,000 |
| Noninterest-bearing deposits | 14,517,000 | 14,069,000 | 17,437,000 | 13,331,000 |
| Equity capital | 11,489,000 | 11,880,000 | 12,287,000 | 12,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,781,000 | 4,182,000 | 5,541,000 |
| Interest expense | 411,000 | 812,000 | 1,186,000 | 1,544,000 |
| Net interest income | 986,000 | 1,969,000 | 2,996,000 | 3,997,000 |
| Noninterest income | 162,000 | 345,000 | 570,000 | 811,000 |
| Noninterest expense | 642,000 | 1,270,000 | 1,930,000 | 2,626,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 446,000 | 924,000 | 1,456,000 | 1,942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 446,000 | 924,000 | 1,456,000 | 1,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,276,000 | 11,455,000 | 11,684,000 | 11,770,000 |
| Total capital | 12,199,000 | 12,365,000 | 12,589,000 | 12,657,000 |
| Risk-weighted assets | 73,443,000 | 72,340,000 | 71,887,000 | 70,348,000 |