Call reports 2009
PEOPLES BANK, THE — 2009
What PEOPLES BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 98,136,000 | 97,118,000 | 97,160,000 | 102,008,000 |
| Total loans | 76,297,000 | 74,630,000 | 74,730,000 | 76,470,000 |
| Allowance for loan losses | 1,244,000 | 1,339,000 | 1,336,000 | 1,274,000 |
| Securities available for sale | 10,705,000 | 10,220,000 | 9,694,000 | 10,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,930,000 | 77,997,000 | 77,763,000 | 82,695,000 |
| Interest-bearing deposits | 64,083,000 | 63,808,000 | 63,606,000 | 67,781,000 |
| Noninterest-bearing deposits | 14,847,000 | 14,189,000 | 14,157,000 | 14,914,000 |
| Equity capital | 11,444,000 | 11,330,000 | 11,481,000 | 11,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,523,000 | 2,943,000 | 4,322,000 | 5,720,000 |
| Interest expense | 460,000 | 917,000 | 1,368,000 | 1,808,000 |
| Net interest income | 1,063,000 | 2,026,000 | 2,954,000 | 3,912,000 |
| Noninterest income | 231,000 | 469,000 | 638,000 | 789,000 |
| Noninterest expense | 647,000 | 1,371,000 | 1,951,000 | 2,649,000 |
| Provision for loan losses | 45,000 | 215,000 | 260,000 | 460,000 |
| Pretax income | 602,000 | 909,000 | 1,381,000 | 1,592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 602,000 | 909,000 | 1,381,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,243,000 | 11,146,000 | 11,219,000 | 11,130,000 |
| Total capital | 12,156,000 | 12,049,000 | 12,134,000 | 12,057,000 |
| Risk-weighted assets | 72,719,000 | 71,825,000 | 72,805,000 | 73,821,000 |