Call reports 2008
PEOPLES BANK, THE — 2008
What PEOPLES BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 96,041,000 | 93,204,000 | 90,994,000 | 96,024,000 |
| Total loans | 73,404,000 | 76,772,000 | 76,157,000 | 77,929,000 |
| Allowance for loan losses | 1,242,000 | 1,220,000 | 1,222,000 | 1,238,000 |
| Securities available for sale | 13,445,000 | 11,442,000 | 11,150,000 | 10,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,928,000 | 74,595,000 | 72,709,000 | 77,530,000 |
| Interest-bearing deposits | 62,703,000 | 59,208,000 | 58,586,000 | 62,228,000 |
| Noninterest-bearing deposits | 16,225,000 | 15,387,000 | 14,123,000 | 15,302,000 |
| Equity capital | 10,739,000 | 10,729,000 | 10,869,000 | 11,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,207,000 | 4,777,000 | 6,338,000 |
| Interest expense | 645,000 | 1,164,000 | 1,656,000 | 2,130,000 |
| Net interest income | 980,000 | 2,043,000 | 3,121,000 | 4,208,000 |
| Noninterest income | 176,000 | 356,000 | 526,000 | 707,000 |
| Noninterest expense | 641,000 | 1,265,000 | 1,892,000 | 2,541,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 488,000 | 1,084,000 | 1,678,000 | 2,270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 1,084,000 | 1,678,000 | 2,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,459,000 | 10,656,000 | 10,850,000 | 11,044,000 |
| Total capital | 11,343,000 | 11,559,000 | 11,745,000 | 11,966,000 |
| Risk-weighted assets | 70,385,000 | 71,888,000 | 71,297,000 | 73,449,000 |