Call reports 2007
PEOPLES BANK, THE — 2007
What PEOPLES BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,223,000 | 93,297,000 | 94,755,000 | 95,254,000 |
| Total loans | 68,785,000 | 70,457,000 | 70,488,000 | 71,865,000 |
| Allowance for loan losses | 1,129,000 | 1,139,000 | 1,184,000 | 1,216,000 |
| Securities available for sale | 11,453,000 | 12,483,000 | 13,376,000 | 14,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,848,000 | 76,241,000 | 77,337,000 | 77,783,000 |
| Interest-bearing deposits | 61,998,000 | 60,768,000 | 62,539,000 | 63,604,000 |
| Noninterest-bearing deposits | 15,850,000 | 15,474,000 | 14,798,000 | 14,179,000 |
| Equity capital | 9,681,000 | 9,856,000 | 10,254,000 | 10,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,471,000 | 5,262,000 | 7,015,000 |
| Interest expense | 642,000 | 1,332,000 | 2,040,000 | 2,748,000 |
| Net interest income | 1,071,000 | 2,139,000 | 3,222,000 | 4,267,000 |
| Noninterest income | 170,000 | 345,000 | 541,000 | 740,000 |
| Noninterest expense | 628,000 | 1,238,000 | 1,821,000 | 2,446,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 583,000 | 1,186,000 | 1,852,000 | 2,441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 583,000 | 1,186,000 | 1,852,000 | 2,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,712,000 | 10,016,000 | 10,282,000 | 10,371,000 |
| Total capital | 10,570,000 | 10,880,000 | 11,156,000 | 11,245,000 |
| Risk-weighted assets | 68,386,000 | 68,861,000 | 69,583,000 | 69,612,000 |