Call reports 2006
PEOPLES BANK, THE — 2006
What PEOPLES BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 91,939,000 | 89,052,000 | 89,407,000 | 86,162,000 |
| Total loans | 72,633,000 | 72,515,000 | 71,526,000 | 70,837,000 |
| Allowance for loan losses | 935,000 | 1,005,000 | 1,032,000 | 1,102,000 |
| Securities available for sale | 11,428,000 | 12,019,000 | 10,922,000 | 10,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,706,000 | 71,566,000 | 70,650,000 | 69,934,000 |
| Interest-bearing deposits | 60,120,000 | 57,946,000 | 56,769,000 | 56,288,000 |
| Noninterest-bearing deposits | 14,586,000 | 13,620,000 | 13,881,000 | 13,646,000 |
| Equity capital | 8,693,000 | 8,805,000 | 9,224,000 | 9,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,344,000 | 5,054,000 | 6,759,000 |
| Interest expense | 510,000 | 1,068,000 | 1,644,000 | 2,251,000 |
| Net interest income | 1,133,000 | 2,276,000 | 3,410,000 | 4,508,000 |
| Noninterest income | 165,000 | 347,000 | 523,000 | 684,000 |
| Noninterest expense | 672,000 | 1,412,000 | 2,092,000 | 2,771,000 |
| Provision for loan losses | 63,000 | 125,000 | 187,000 | 250,000 |
| Pretax income | 563,000 | 1,086,000 | 1,654,000 | 2,171,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 563,000 | 1,086,000 | 1,654,000 | 2,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,819,000 | 9,042,000 | 9,310,000 | 9,429,000 |
| Total capital | 9,716,000 | 9,934,000 | 10,178,000 | 10,281,000 |
| Risk-weighted assets | 71,715,000 | 71,285,000 | 69,267,000 | 67,946,000 |