Call reports 2003
PEOPLES BANK, THE — 2003
What PEOPLES BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 86,796,000 | 85,226,000 | 84,622,000 | 83,015,000 |
| Total loans | 60,696,000 | 59,574,000 | 61,393,000 | 61,712,000 |
| Allowance for loan losses | 631,000 | 652,000 | 650,000 | 635,000 |
| Securities available for sale | 16,778,000 | 16,442,000 | 14,459,000 | 14,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,171,000 | 67,853,000 | 68,012,000 | 67,355,000 |
| Interest-bearing deposits | 55,967,000 | 55,096,000 | 55,828,000 | 53,838,000 |
| Noninterest-bearing deposits | 13,204,000 | 12,757,000 | 12,184,000 | 13,517,000 |
| Equity capital | 7,492,000 | 7,691,000 | 7,588,000 | 7,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,371,000 | 2,723,000 | 4,055,000 | 5,360,000 |
| Interest expense | 570,000 | 1,066,000 | 1,523,000 | 1,948,000 |
| Net interest income | 801,000 | 1,657,000 | 2,532,000 | 3,412,000 |
| Noninterest income | 203,000 | 428,000 | 641,000 | 792,000 |
| Noninterest expense | 660,000 | 1,289,000 | 1,931,000 | 2,674,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 135,000 |
| Pretax income | 314,000 | 736,000 | 1,137,000 | 1,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 736,000 | 1,137,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,882,000 | 7,051,000 | 7,151,000 | 7,108,000 |
| Total capital | 7,513,000 | 7,703,000 | 7,801,000 | 7,743,000 |
| Risk-weighted assets | 60,917,000 | 59,141,000 | 60,605,000 | 60,203,000 |