Call reports 2002
PEOPLES BANK, THE — 2002
What PEOPLES BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 89,054,000 | 85,635,000 | 85,373,000 | 86,500,000 |
| Total loans | 60,830,000 | 61,179,000 | 61,138,000 | 60,963,000 |
| Allowance for loan losses | 605,000 | 676,000 | 696,000 | 608,000 |
| Securities available for sale | 19,249,000 | 19,144,000 | 17,734,000 | 15,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,162,000 | 66,221,000 | 66,414,000 | 68,340,000 |
| Interest-bearing deposits | 58,038,000 | 54,488,000 | 55,341,000 | 56,361,000 |
| Noninterest-bearing deposits | 11,124,000 | 11,733,000 | 11,073,000 | 11,979,000 |
| Equity capital | 6,781,000 | 7,195,000 | 7,435,000 | 7,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 2,974,000 | 4,461,000 | 5,892,000 |
| Interest expense | 831,000 | 1,599,000 | 2,299,000 | 2,960,000 |
| Net interest income | 651,000 | 1,375,000 | 2,162,000 | 2,932,000 |
| Noninterest income | 178,000 | 364,000 | 572,000 | 827,000 |
| Noninterest expense | 632,000 | 1,245,000 | 1,869,000 | 2,511,000 |
| Provision for loan losses | 15,000 | 105,000 | 170,000 | 202,000 |
| Pretax income | 182,000 | 389,000 | 695,000 | 1,111,000 |
| Income tax | 0 | -25,000 | -25,000 | -25,000 |
| Net income | 182,000 | 414,000 | 720,000 | 1,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,542,000 | 6,573,000 | 6,676,000 | 6,790,000 |
| Total capital | 7,147,000 | 7,249,000 | 7,372,000 | 7,398,000 |
| Risk-weighted assets | 60,706,000 | 60,061,000 | 59,930,000 | 61,446,000 |